By: Alex Cook
For many Christians, money creates tension. On one hand, they want to provide for their families and build security. On the other, they fear falling into greed or “prosperity gospel” distortions.
So, is it wrong for Christians to build wealth?
“The love of money is a root of all kinds of evil.” — 1 Timothy 6:10
Notice: It’s not money itself, but the love of it that leads to trouble. This article unpacks how Christians can pursue wealth as a tool for Kingdom impact, not self-indulgence.
Breaking the Myths About Christians and Wealth
Myth 1: Money is Evil
Truth: Money is neutral; it reveals heart priorities.
Myth 2: Wealth Equals Greed
Truth: Wealth can amplify generosity and multiply Kingdom work.
Myth 3: Faith Means Poverty
Truth: Scripture celebrates wise stewards (Parable of the Talents, Matthew 25).
Data That Supports Biblical Wealth
- Higher net-worth families give 4x more to charitable causes than middle-income families (Indiana University Study, 2023).
- Christians with margin in their finances fund churches, missions, and ministries faster.
How Christians Can Build Wealth the Right Way
- Start With Intentional Saving & Investing
- Save 3–6 months of expenses.
- Invest in long-term vehicles (index funds, retirement accounts).
- Steward investments with integrity (avoid exploitative industries).
- Align Wealth Goals With Kingdom Goals
- Define “enough” → when your needs are met, redirect overflow to giving.
- Write a Kingdom Impact Plan alongside your financial plan.
- Teach Wealth Stewardship to Your Family
- Deuteronomy 6:7 calls parents to pass on values.
- Involve children in giving and saving decisions.
The Role of Contentment
Wealth without contentment leads to emptiness. Paul writes:
“Godliness with contentment is great gain.” — 1 Timothy 6:6
Contentment keeps wealth from becoming idolatry.
Christians can build wealth with a clear conscience, if it’s approached as stewardship, not status.
FAQs
Q1: Is it wrong for Christians to want wealth?
No. Wealth itself is not sinful. The love of money (1 Timothy 6:10) is what Scripture warns against.
Q2: How can Christians avoid greed when building wealth?
By setting “enough” goals, practicing generosity, and tying wealth to Kingdom impact.
Q3: Should Christians invest in the stock market?
Yes, if done wisely and ethically. Avoid industries that conflict with biblical values. Long-term, diversified investing is consistent with stewardship.
Q4: How much wealth is “too much” for a Christian?
There is no universal number. It depends on whether wealth serves God’s Kingdom or becomes an idol.
Article supplied with thanks to Wealth with Purpose.
About the Author: Alex is a licensed financial planner and the founder of Wealth with Purpose a Stewardship Ministry that helps Christians handle their money God’s way.
Feature image: Canva
